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State Farm® Insurance Agent

Lori Rickert

Lori Rickert Insur Agcy Inc

714 South Pearl Street
Denver, CO 80209-4213

West Wash Park NeighborhoodAcross from Lincoln ElementarySchool-Pet Friendly Office

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8:30am - 5:30pm
8:30am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


714 South Pearl Street
Denver, CO 80209-4213


English, Spanish

Welcome to Lori Rickert’s State Farm Insurance Agency in Denver, CO! We are proud to provide insurance for the businesses and families of our community. We provide our customers with individual insurance, family insurance policies and business insurance to help protect against the things that can go wrong.  

Our customers enjoy the flexibility of working with our insurance agency because of our ability to make insurance quotes and service easy and convenient. Our team stands apart from other insurance agencies in the area due to our ability to put together an insurance plan that fits our customers’ needs while helping them understand what types of coverage they have. For Individuals and Families needing “personal insurance”, our most popular services are Auto Insurance, Homeowners Insurance, Life insurance and Renters Insurance.  

Do you need auto insurance?  

Buckle up with State Farm, and get auto insurance in Denver that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S. 1 You could even save more by combining the purchase of auto and home policies.

Lori will help you get started after you complete a car insurance online quote. It’s fast and easy! 1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.   

Do you need home insurance? 

Protect your largest purchase from unexpected events life may throw your way with State Farm® Homeowners Insurance in Denver. So, what’s covered? 1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer. 2

Lori will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.

2. Data provided by S&P Global Market Intelligence and State Farm Archive.  

Do you need life insurance?

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the loan, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with life insurance. We have policy options to fit your needs and budget.

Lori will help you get started after you complete a life insurance online quote. 

Do you need renters insurance? 

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Additional personal lines include:

Motorcycle Insurance, RV Insurance, Boat Insurance, Liability Insurance, Property Insurance, Condo Insurance, Rental Property Insurance, Personal Umbrella Insurance and High Cost Item Insurance (jewelry, art etc.).  

State Farm offers the ability to start online auto insurance quotes, online home insurance quotes, online life insurance quotes, and online renter’s insurance quotes.  

For Businesses (including “small businesses”) we offer Business Insurance. Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Denver, CO. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business. Work with Lori Rickert in Denver to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.  

Additional commercial lines include:

Commercial Truck Insurance, General Liability Insurance, Business Property Insurance, Commercial Umbrella Insurance, Commercial Vehicle Insurance, Home Business Insurance, Restaurant Insurance, Professional Liability Insurance, Church Insurance and Commercial Property Insurance.  

Each State Farm office is independently owned making each agent local business owner in his or her community. We understand small business because we are small business owners. We realize that you need fast, and dependable service. When you get a small business insurance quote for your commercial building insurance, commercial vehicle insurance, or professional liability insurance we get to know your business and its unique needs which enables us to provide a quote based on your business operations and not a one size fits all policy quote.  

Each business and family has different needs and goals. Our team excels in serving families and businesses while we ensure a clear line of communication and comfortable experience. We can easily help you in person, via phone or email. We provide insurance services to all of Colorado and throughout Denver County and the surrounding areas with a strong local presence in Denver.

Lori’s certifications and licensing include:

  • State Farm Agent since 1990

  • West Washington Park Neighborhood Association

  • Central Michigan University - B.S., B.A.

  • Bronze Tablet Award

  • Golden Triangle Award

  • Chairmans Circle

  • Vice Presidents Club    

State Farm is a mutual insurance company and that means we serve our customers and not shareholders’ profits. We hope to earn your business. Contact us today for an insurance quote ~

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Penny Hart State Farm Agent Team Member

Penny Hart

Account Manager

Penny is our Office Manager and has been with our office for 3 years. She is no stranger to the insurance industry and brings 25+ years of experience not only with State Farm but also with Commercial Brokers. When she's not helping people protect what is most important to them, she enjoys reading, trying new restaurants, and exploring Denver. She and her sidekick Beau, our office dog, are your keys to "what's happening in Denver."

Chris Caetta State Farm Agent Team Member

Chris Caetta

Office Representative

Chris is a vital part of our Customer Care Team and our billing specialist. She has been with our office for 6 years but has a total of 25 years' experience helping State Farm policyholders. Chris is married with a daughter and 2 granddaughters. When Chis is not working, she enjoys hiking with her 3 dogs, kayaking, discovering new restaurants, and enjoying life with her wonderful husband.

Samantha Egelhoff State Farm Agent Team Member

Samantha Egelhoff

Account Representative

Samantha is part of our Account Representative Team and is our resident Colorado Native! She has been with our office for 2+ years but is no stranger to being part of the State Farm Family, as her father was a State Farm Agent for 37 years. Outside of work Samantha enjoys hiking, going to local breweries, hanging out with her plethora of fur babies, and fixing up her "Colorado" home.


Dominic Molinaro

Customer Service Representative

Gary Molinaro State Farm Agent Team Member

Gary Molinaro

Business Insurance Representative


Karen Granillo-Pacheco

Staff Assistant


Mekenna Dang

Customer Service Representative

Our Agency

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.